Welcome:
 
Since 1984 I have performed risk assessment and independent audits of commercial insurance programs.  I do not sell insurance and am not affiliated with any insurance company or sales agency.  Fewer than 500 people in the United States perform this service on an executive level independent of an insurance sales organization.  My projects have been located from Alaska to Florida.
 

The task of risk identification and comparison of identified risk with the technical content of commercial insurance contracts is quite complex.  The purpose of this web page is to provide substantial information about the scope of my practice and experience.  You will find links that describe my work in considerable detail.  You will also find several informational links.

 
A. Risk Identification and Assessment.
 
B. Independent Audits of Commercial Insurance Programs.
 
C. Competitive Bid Process For Commercial Insurance Buyers.
 
D. Technical Support to law firms and Certified Public Accountants.
 
Let me refer you to several articles written for consumers.  Each subject addresses common exposures poorly addressed by the insurance industry.  
 
  Property Leases
   
  Automobile Rentals
   
  Personal Risk Assessment
   
  Public Entities
   
  Nonprofit Organizations
 
A separate link includes information from several regional disaster studies.  This information points out the consequences of failing to assess risk.
 
  Disaster Studies
 
Independent executive-level technical support to the insurance buyer is a rare service in the United States.  My projects have ranged from Alaska to Florida, Maine to Oregon and many places in between.  I also deliver seminars to regional and national conferences.  Click on Representative Clients and Seminar pages and see the scope and diversity of my practice.  The Curriculum Vitae page includes work experience and educational background.
 
I am a member of the Society of Risk Management Consultants (SRMC) and the Society of Chartered Property Casualty Underwriters (CPCU).  I have served state or national officer and committee chair positions in these organizations.  This service is described in the Curriculum Vitae.
 
Cost Of Services explains my billing practice.
 

Thank you for visiting.

 
Jim Mahurin

 

CONTACT INFORMATION:
     
James R. Mahurin, CPCU, ARM Phone: (615)790-0083
207 Third Avenue North Email: jimmahurin@aol.com
Franklin, TN 37064 Website: www.risk-guide.com